---
title: "SS8E3: Personal Money Management (Georgia Social Studies standard)"
code: SS8E3
cite_as: Georgia Standards of Excellence, Social Studies, SS8E3
subject: social_studies
grades:
  - grade-8
language: en
canonical_url: https://georgiahomeroom.org/standards/code/SS8E3
md_url: https://georgiahomeroom.org/standards/code/SS8E3.md
alternate_language_url: https://georgiahomeroom.org/es/standards/code/SS8E3.md
source_url: https://case.georgiastandards.org/ims/case/v1p1/CFDocuments/a446e74c-463e-11e7-94f5-b49cee8b2d8c
source_last_changed: 2025-02-04
data_built: 2026-09-18
publisher: Georgia Homeroom, a free public-interest project of Georgia Civic Data. Not affiliated with or endorsed by the Georgia Department of Education or any school district.
up: https://georgiahomeroom.org/standards/social_studies/grade-8.md
index: https://georgiahomeroom.org/standards/index.md
---

# SS8E3: Personal Money Management

Explain the principles of effective personal money management.

- Subject: Social Studies
- Appears in: Grade 8, https://georgiahomeroom.org/standards/social_studies/grade-8.md

## Expectations

- **SS8E3.a**: Explain that income is the starting point for personal financial management.
- **SS8E3.b**: Describe the reasons for and the benefits of a household budget.
- **SS8E3.c**: Describe the reasons for and the benefits of savings.
- **SS8E3.d**: Describe the uses of debt and associated risks.

## Georgia Milestones coverage

- Social Studies Grade 8 (EOG). Economics. Economics (about 15% of the test; 7 points; shared with other standards, so count these points once and never add them up per standard)

Source: Georgia Standards of Excellence, published by the Georgia Department of Education at case.georgiastandards.org.