---
title: "SSPFL3: Payment Methods for Goods (Georgia Social Studies standard)"
code: SSPFL3
cite_as: Georgia Standards of Excellence, Social Studies, SSPFL3
subject: social_studies
grades:
  - high-school
language: en
canonical_url: https://georgiahomeroom.org/standards/code/SSPFL3
md_url: https://georgiahomeroom.org/standards/code/SSPFL3.md
alternate_language_url: https://georgiahomeroom.org/es/standards/code/SSPFL3.md
source_url: https://case.georgiastandards.org/ims/case/v1p1/CFDocuments/a446e74c-463e-11e7-94f5-b49cee8b2d8c
source_last_changed: 2025-02-04
data_built: 2026-09-18
publisher: Georgia Homeroom, a free public-interest project of Georgia Civic Data. Not affiliated with or endorsed by the Georgia Department of Education or any school district.
up: https://georgiahomeroom.org/standards/social_studies/high-school.md
index: https://georgiahomeroom.org/standards/index.md
---

# SSPFL3: Payment Methods for Goods

Evaluate different methods for paying for goods and services.

- Subject: Social Studies
- Appears in: High School, https://georgiahomeroom.org/standards/social_studies/high-school.md

## Expectations

- **SSPFL3.a**: Describe advantages and disadvantages of paying for goods and services with cash, checks, debit cards, credit cards, and other options.
- **SSPFL3.b**: Compare and contrast debit, credit, and prepaid cards in terms of how they work, acceptability, and the costs associated with each.
- **SSPFL3.c**: Explain how to avoid fees when using debit, credit, and pre-paid cards.
- **SSPFL3.d**: Explain the major consumer protections related to debit, credit, and pre-paid cards, especially if they are lost or stolen.

## Georgia Milestones coverage

No Georgia Milestones blueprint cites this standard.

Source: Georgia Standards of Excellence, published by the Georgia Department of Education at case.georgiastandards.org.