---
title: "SSPFL8: Investment Methods and Reasons (Georgia Social Studies standard)"
code: SSPFL8
cite_as: Georgia Standards of Excellence, Social Studies, SSPFL8
subject: social_studies
grades:
  - high-school
language: en
canonical_url: https://georgiahomeroom.org/standards/code/SSPFL8
md_url: https://georgiahomeroom.org/standards/code/SSPFL8.md
alternate_language_url: https://georgiahomeroom.org/es/standards/code/SSPFL8.md
source_url: https://case.georgiastandards.org/ims/case/v1p1/CFDocuments/a446e74c-463e-11e7-94f5-b49cee8b2d8c
source_last_changed: 2025-02-04
data_built: 2026-09-18
publisher: Georgia Homeroom, a free public-interest project of Georgia Civic Data. Not affiliated with or endorsed by the Georgia Department of Education or any school district.
up: https://georgiahomeroom.org/standards/social_studies/high-school.md
index: https://georgiahomeroom.org/standards/index.md
---

# SSPFL8: Investment Methods and Reasons

Evaluate reasons for and various methods of investment.

- Subject: Social Studies
- Appears in: High School, https://georgiahomeroom.org/standards/social_studies/high-school.md

## Expectations

- **SSPFL8.a**: Evaluate the risk and return of a variety of savings and investment options including savings accounts, certificates of deposit, stocks, bonds, and mutual funds.
- **SSPFL8.b**: Explain the advantages of using tax-advantaged retirement planning including a tradition Individual Retirement Account (IRA), a Roth IRA, a myRA, and a company 401K or 403b.
- **SSPFL8.c**: Describe the importance of diversification investing.
- **SSPFL8.d**: Describe the differences in strategies used for long-term investing vs. short term investing.

## Georgia Milestones coverage

No Georgia Milestones blueprint cites this standard.

Source: Georgia Standards of Excellence, published by the Georgia Department of Education at case.georgiastandards.org.