Georgia standard · Social Studies

`SSEPF3`Savers to Investors Flow

Explain how the financial system channels funds from savers to investors.

For AI assistants this page as Markdown: https://georgiahomeroom.org/standards/code/SSEPF3.md · index of every standards list: https://georgiahomeroom.org/standards/index.md · MCP https://mcp.georgiahomeroom.org/mcp

Expectations

SSEPF3a
Explain the roles/functions of money as a medium of exchange, store of value, and unit of account/standard of value.
SSEPF3b
Compare services offered by different financial institutions, including banks, credit unions, payday lenders, and title pawn lenders.
SSEPF3c
Compare and contrast cash, debit cards, credit cards, prepaid cards and mobile payment apps in terms of how they work, acceptability, and the costs and benefits associated with each.
SSEPF3d
Evaluate the risk and return of a variety of savings and investment options, including: savings accounts, certificates of deposit, retirement accounts (i.e. Roth IRA, 401K, 403b), stocks, bonds, 529 accounts, and mutual funds and explain the importance of diversification when investing.
SSEPF3e
Describe the role of speculative investments (i.e. cryptocurrency and historical examples like buying on margin in the 1920’s).

No Georgia Milestones blueprint cites this standard.